by Tom Neeser | Dec 19, 2018 | Life Insurance, Personal Finance, Whole Life Insurance
Most of you are aware that I am a huge fan of Whole Life Insurance and the comparison below will explain why. You may own a Universal Life policy that was written in the ’80s and ’90s and aren’t aware your policy is not performing nearly as well as projected. Let me...
by Tom Neeser | Dec 5, 2018 | Blog
Let’s explore the common myths of a 15-year mortgage vs. a 30-year mortgage. A mortgage on our home is one of our greatest expenses, so it is important to know the facts and to question some of the “typical” financial advice we have heard from family, friends, and...
by Tom Neeser | Nov 20, 2018 | financial planning, Investing, Life Insurance, Retirement Alternatives, Whole Life Insurance
One of the biggest fears people have is running out of money in retirement. And for many Americans, this is a very real risk, not an irrational phobia. If you are a reasonably healthy 65-year-old non-smoker, actuarial tables estimate you’re likely to live to age 86,...
by Tom Neeser | Nov 6, 2018 | Investing, News
I recently came across this great article written by Jeffrey Kleintop, a Chief Global Investment Strategist who specializes in analyzing international market trends and their financial implications. He’s frequently cited in a range of national media outlets...
by Tom Neeser | Oct 23, 2018 | financial planning, Life Insurance, Personal Finance
You are a proud owner of a high cash value whole life policy, you have accumulated significant cash value, and you have decided you would like to use some of that money, how exactly does this work? Did you know, that when a policyholder has cash value in their whole...