Exciting New Service
Every week, someone asks us if we can help them with their Medicare. It became apparent that our clients needed a resource to answer their questions about Medicare and someone who could explain how it works in an easy-to-understand manner. So…we are very...
Income You Can’t Outlive
People are living longer, which means the length of their retirement is longer, too. Many people may face the fact that they will outlive their savings and be caught short. Creating a strategy that provides you with the income you can count on is becoming...
Small Fees Have Big Impact!
Hidden Costs of Investing Most people assume that if they have a 401k or IRA, they are paying little to no fees. This lack of understanding of how these plans charge fees can cost you thousands of dollars. The average fee is 1-2% a year. According to the Department of...
What Infinite Banking is NOT …
Infinite Banking is a lot of things, but there are several things that Infinite Banking definitely is NOT: A GET-RICH-QUICK SCHEME. Or a scheme of any type. Infinite banking is a disciplined approach to taking over the banking function in your life. A TRADITIONAL...
Cross Your Fingers and Hope for the Best
“Cross your fingers and hope for the best.” Unfortunately, this seems to be one of the most popular retirement strategies around – and as you can imagine – it is a disaster waiting to happen. If you want to have a plan that is predictable, guaranteed, and grows...
New Year New Opportunities
With the New Year comes new opportunities. We wanted to share with you something we are very excited about as we look forward to 2023. Anyone who has read our blogs knows - we teach and practice a proven strategy that gives you control of your financial...
Policy Loan – What to Pay and When
If you have a whole life policy and have taken out a loan, you might be wondering - what makes the most sense? Do I pay off the loan first, pay my premium or pay the interest? It is very important to understand the proper sequence and why. Let’s review: ...
Things Can Get Worse….
If the market's ups and downs are making you nervous, you must ask yourself -how much risk am I willing to take with my retirement dollars? When you are thinking about retirement – the last thing you want to worry about is having enough money, but that is the...
Be The Bank
When you put your money in a Conventional bank – they immediately put that money to work, for them, not you! Banks need you way more than you need them! Think about it – why do banks exist? Yes, you can deposit your money there, and it is a reasonably safe place...
Harness the Power of a 1035 Exchange
What is and how does it work? A 1035 exchange refers to the IRS tax code that allows for a tax-free transfer of an insurance product like life insurance or an annuity contract for another without a tax consequence. The advantage to you is this – you don't have...