Love Insurance
September was Life Insurance Awareness Month. There were many articles and campaigns to help families understand the importance of life insurance. We believe the need to increase awareness about life insurance should be a year-round campaign; the value of...
Capital Crisis
If you know me, or if you have been reading my blogs, you know I am a raving fan of IBC – The Infinite Banking Concept, as taught by R. Nelson Nash in his book "Becoming Your Own Banker." Here are the five simple rules to IBC: Think Long Range Be generous in...
Don’t Let Your Retirement Get Derailed
Social Security – Will It Be There When You Need It? Many are looking closely at retirement and trying to decide if now is the time. With the coronavirus pandemic still actively wreaking havoc, it has thrown a wrench into many people's retirement plans. The...
Your 401(k) – Whose Money Is It Really?
401(k)s haven't always been around. It all started when Congress passed the Revenue Act of 1978, which include a provision in the tax code - section 401(k) that allowed taxpayers a break on deferred income. The code basically went unused until Ted...
Rebuilding Your Retirement Savings
The past several weeks have been surreal as our schedules, routines, and lives have been upended by the COVID-19 pandemic. Adding to the health scare, is economic uncertainty, with many losing 20% - 30% or more of retirement savings. The question now is exactly how do...
Financial Amnesia
There is no precedence for what we are all going through. There is no game plan to follow. The market has never seen this type of volatility. We are bracing for a global recession. We have a choice – we can crawl in a hole and pretend everything is...
Looking Out for One Another
We thought long and hard about our communication this week. Does anyone want to hear another thing about coronavirus? Does anyone really want to hear about how bad the market is and what they shoulda, woulda, coulda done? Do we have suggestions,...
What Is the Infinite Banking Concept?
"The problem in America isn't so much what people don't know; the problem is what people think they know that just ain’t so." Will Rogers Infinite Banking is the concept that was created by Nelson Nash and explained in his book, "Becoming Your Own Banker." The...
Because Relationships Matter
I ran across this blog that my partner, Cheryl Ashbaugh, wrote several years ago and wanted to share it with you. I hope that you find these words encouraging and inspirational. We all can benefit from better relationships; it’s really where everything...
Is Financial Stress Getting You Down?
According to PricewaterhouseCoopers (PwC’s 8th annual Employee Financial Wellness Survey PwC US, 2019), when U.S. employees were asked what caused them the most stress, more cited financial matters above any other life stressors combined. So what is driving this...