What Happens if your Term Life Policy is Expiring?
If your Term Life Policy is nearing its “term,” you need to decide what to do. First, ask yourself a few questions – Why did I buy this coverage in the first place? Would my family suffer financially if I die without life insurance? Is there money to cover my final...
How to Money-Proof Your Relationship!
Eighty percent of couples fight about money, says a 2014 Money Magazine survey. Research from American Express revealed that 91 percent of couples avoid talking about finances, and only 43 percent discussed money before marriage! The happiest couples have learned to...
Understanding Whole Life Insurance Dividends
What are life insurance dividends and how do they work? What kinds of companies pay dividends? Are life insurance dividends taxable? What are your life insurance dividends options? What are life insurance dividends? Mutual Life Insurance companies share their profits...
How Risky Is That Risk Assessment Questionnaire?
If you’ve ever walked into a financial planner’s office or a brokerage firm, chances are you were handed a risk assessment questionnaire. The purpose of this quiz is to assess how much risk you are comfortable with when it comes to investing. To determine your risk...
Is Now the Time?
The stock market hit new highs in July, spurred by the first interest rate cut in more than a decade, and buoyed by key economic markers; unemployment and inflation are low, and housing starts are steady. Yesterday, the market tumbled 800 points and had the worst day...
Longevity In America
“You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive bodybuilder. The CDC calculates that overall life expectancy in the U.S. is presently 78.7 years, with women outliving men by an average of 5 years or 81 years...
Are You Drowning In Student Debt?
“May your college Memories last longer than your student loan payments!” Anonymous As of March 2019, Americans owe over $1.6 trillion in federal and private student loan debt according to the Board of Governors of the Federal Reserve System. Over 65% of college...
YOU CAN BE DEBT FREE!
There is a financial crisis in our country, and it is DEBT. In the past decade, there has been a steep increase in how much debt we are carrying. Americans are struggling with mortgages, credit card debt, medical expenses, and student loans. Families aren’t able...
Protect Your Identity and Personal Financial Information
"Last week, somebody stole my identity. This week, they begged me to take it back!" —Anonymous Chances are, at some point, you will be affected by a security breach – from a credit card company, your bank or one of the hundreds of other companies that have sensitive,...
Hey Dave Ramsey – Life Insurance Is Not An Investment!
I am sharing an article this week by Dr. Tom McFie. Like myself, Tom and his family are passionate about teaching others how to take control of their money and financial future by using high cash value, participating, whole life insurance. Cheryl and I had the...