Are you Ready for the Bull Market to End?
It is not a matter of if, but when, because sooner or later, the Bull Market will end. Most people will not be ready for it, and sadly, many will be caught short. You may believe there is still room for the market to continue its upward movement, but are you willing...
‘Tis The Season for a Holiday Spending Plan
“By failing to plan, you are planning to fail” Benjamin Franklin Holidays are a great time to gather with family, have fun with friends, and experience the joys of the season. Unfortunately for many, it is also a time for overspending, bad financial decisions, poor...
Your Safe Deposit Box Isn’t That Safe
In the past, most families keep their most important documents in a safe deposit box at their local bank. Today banks are not even including safe deposit boxes in their new buildings, and the ones that still exist may not be as safe as you think. Every year hundreds...
What Happens if your Term Life Policy is Expiring?
If your Term Life Policy is nearing its “term,” you need to decide what to do. First, ask yourself a few questions – Why did I buy this coverage in the first place? Would my family suffer financially if I die without life insurance? Is there money to cover my final...
How to Money-Proof Your Relationship!
Eighty percent of couples fight about money, says a 2014 Money Magazine survey. Research from American Express revealed that 91 percent of couples avoid talking about finances, and only 43 percent discussed money before marriage! The happiest couples have learned to...
Understanding Whole Life Insurance Dividends
What are life insurance dividends and how do they work? What kinds of companies pay dividends? Are life insurance dividends taxable? What are your life insurance dividends options? What are life insurance dividends? Mutual Life Insurance companies share their profits...
How Risky Is That Risk Assessment Questionnaire?
If you’ve ever walked into a financial planner’s office or a brokerage firm, chances are you were handed a risk assessment questionnaire. The purpose of this quiz is to assess how much risk you are comfortable with when it comes to investing. To determine your risk...
Is Now the Time?
The stock market hit new highs in July, spurred by the first interest rate cut in more than a decade, and buoyed by key economic markers; unemployment and inflation are low, and housing starts are steady. Yesterday, the market tumbled 800 points and had the worst day...
Longevity In America
“You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive bodybuilder. The CDC calculates that overall life expectancy in the U.S. is presently 78.7 years, with women outliving men by an average of 5 years or 81 years...
Are You Drowning In Student Debt?
“May your college Memories last longer than your student loan payments!” Anonymous As of March 2019, Americans owe over $1.6 trillion in federal and private student loan debt according to the Board of Governors of the Federal Reserve System. Over 65% of college...