by Tom Neeser | Aug 15, 2019 | financial planning, Life Insurance, Retirement Alternatives
The stock market hit new highs in July, spurred by the first interest rate cut in more than a decade, and buoyed by key economic markers; unemployment and inflation are low, and housing starts are steady. Yesterday, the market tumbled 800 points and had the worst day...
by Tom Neeser | Jun 25, 2019 | financial planning, Personal Finance
“May your college Memories last longer than your student loan payments!” Anonymous As of March 2019, Americans owe over $1.6 trillion in federal and private student loan debt according to the Board of Governors of the Federal Reserve System. Over 65% of college...
by Tom Neeser | Jun 4, 2019 | financial planning, Personal Finance
There is a financial crisis in our country, and it is DEBT. In the past decade, there has been a steep increase in how much debt we are carrying. Americans are struggling with mortgages, credit card debt, medical expenses, and student loans. Families aren’t able...
by Tom Neeser | Apr 2, 2019 | financial planning, Investing
Are you 100% sure you’ll have a great retirement, or do you have some doubt? What if I could show you how to be out of debt many years sooner than you thought possible, (often 9 years or less – including your mortgage) without spending any more money than...
by Tom Neeser | Feb 5, 2019 | financial planning, Investing, Life Insurance, Whole Life Insurance
Warning! What I am going to say goes against conventional wisdom espoused by pop culture financial gurus. Before I get into the details – I want you to actively participate in an exercise. I want you to think about if you could invent, from scratch, the perfect...
by Tom Neeser | Nov 20, 2018 | financial planning, Investing, Life Insurance, Retirement Alternatives, Whole Life Insurance
One of the biggest fears people have is running out of money in retirement. And for many Americans, this is a very real risk, not an irrational phobia. If you are a reasonably healthy 65-year-old non-smoker, actuarial tables estimate you’re likely to live to age 86,...