by Tom Neeser | Jun 4, 2019 | financial planning, Personal Finance
There is a financial crisis in our country, and it is DEBT. In the past decade, there has been a steep increase in how much debt we are carrying. Americans are struggling with mortgages, credit card debt, medical expenses, and student loans. Families aren’t able...
by Tom Neeser | May 9, 2019 | Personal Finance
“Last week, somebody stole my identity. This week, they begged me to take it back!” —Anonymous Chances are, at some point, you will be affected by a security breach – from a credit card company, your bank or one of the hundreds of other companies that have...
by Tom Neeser | Mar 20, 2019 | Personal Finance
There are two types of savers – one who spends first and saves what’s left. The other saves first and then spend what’s left. Can you guess who will have more money when they retire? According to a report from the Federal Reserve last year, four in ten...
by Tom Neeser | Feb 19, 2019 | Life Insurance, Personal Finance, Whole Life Insurance
Nobody wants “buyer’s remorse” when it comes to something as important as life insurance, yet we hear it all the time… policy owners who wish they knew what they know now before they bought their policy! Today we’ll give you some things to consider early in the...
by Tom Neeser | Jan 8, 2019 | Investing, Personal Finance
We have all been rocked by the recent market volatility. Maybe you have been lucky, and you’re still ahead — or maybe not so lucky, and you’ve had losses, loss of the money you were planning on living on in retirement. You are being forced to reconsider your time...
by Tom Neeser | Dec 19, 2018 | Life Insurance, Personal Finance, Whole Life Insurance
Most of you are aware that I am a huge fan of Whole Life Insurance and the comparison below will explain why. You may own a Universal Life policy that was written in the ’80s and ’90s and aren’t aware your policy is not performing nearly as well as projected. Let me...