Infinite Banking is a lot of things, but there are several things that Infinite Banking definitely is NOT:
- A GET-RICH-QUICK SCHEME.
Or a scheme of any type. Infinite banking is a disciplined approach to taking over the banking function in your life. - A TRADITIONAL BANK. Infinite Banking is a process, not a product or a place. It’s about creating a pool of capital under your control—using a specially designed whole life insurance policy you can borrow against without going to a financial institution. It is how you can build wealth over time without working harder, spending more money, or taking more risks.
- ABOUT THE RATE OF RETURN. Yes, the rate of return is essential, but what is even more powerful is how you can grow and use your money over time when:
- a. Your money is doing two things at once.
- b. You earn uninterrupted compounding interest, 24/7, 365 days a year.
- c. You have a pool of capital that you can use to buy income-producing assets and use to create income now and in the future.
- FOR THE UNDISCIPLINED. You must be an honest banker to benefit from the Infinite Banking Concept. You need to commit to funding your bank, and when you borrow from your bank, you need to systematically repay your loan so you can borrow again and again and again!
- CORRELATED TO THE STOCK MARKET. Your policy earns guaranteed interest rates and dividends. While Dividends are not guaranteed, the mutual life insurance companies we work with have paid dividends consistently, year after year, and have a 100+ years track record to prove it! So regardless of what is happening with the stock market or the economy, you don’t have to fear what a crash could do to your finances.
- FOR EVERYONE. Qualifying for an IBC policy will depend on several factors – including your age, health, driving history, hobbies, and income. But let me tell you this, don’t disqualify yourself. There are many ways to make an IBC policy work for you, even if you have health issues or drive race cars!
The Infinite Banking Concept uses Whole Life Insurance products offering benefits, protections, and features that can’t be found in any other financial product. Please do yourself a favor and give us a call to learn how you, your family, and your business can reap the rewards that only IBC can offer.
